Run the numbers on your rental income potential.

Explore different scenarios to see what works for you.

Every number in this calculator is adjustable — plug in your own assumptions to model different outcomes.

Let's get started

Choose the model you're interested in to begin.

Loading models...

What is your primary objective?

Vacation home

I want a personal retreat and hope rental income offsets my ownership costs

Investment property

I want to maximize rental income and evaluate my return on investment

All inputs below are editable — adjust any number to explore different scenarios.

Rental income

Nightly rate ($)

Occupancy rate (%)

Management fee (%)Typical STR mgmt: 20–30%

Annual operating expenses

HOA ($)Fixed — set by The Preserve HOA

Insurance ($)

Utilities ($)

Maintenance ($)~1% of purchase price/yr

Estimated property tax* ($)Auto-calculated from purchase price

Other expenses ($)

* Estimated property tax uses the Clay County residential assessment rate (25% of purchase price × 2.60 mill rate). Actual taxes may vary.

Financing

Purchase price ($)Auto-populated from your home configuration above

Down payment (%)

Interest rate (%)

Loan term (years)

Estimated cost offset from rental income

—

Gross rental income

—

Management fee

—

Operating expenses

—

Annual mortgage

—

Annual cash flow

—

Cash-on-cash return

—

Cap rate

—

Annual income & expense breakdown

Gross rental income—

− Management fee—

Net rental income—

− HOA—

− Insurance—

− Utilities—

− Maintenance—

− Estimated property tax*—

− Other expenses—

Net operating income (NOI)—

− Annual mortgage—

Annual cash flow—

This calculator is a planning tool only. The figures shown are estimates based on the inputs you provide and are not a guarantee, projection, or promise of rental income or financial return of any kind. * Actual property taxes may vary.